Professional indemnity insurance protects a business and its employees when they are sued for an act, error or omission in relation to the provision of professional services. Complicated legal issues relating to professional indemnity can result in the professional incurring significant legal costs in protecting their business and their professional reputation. A Professional Indemnity Insurance policy provides protection for the professional against those costs and the resul

It's not only directors or officers of large public companies who may be exposed to personal liability. If you have a small to medium sized private company, you could be protected by a policy that covers claims from a wide range of management liabilities, such as; [if !supportLists]· [endif]directors and officers liability [if !supportLists]· [endif]company reimbursement [if !supportLists]· [endif]company liability [if !supportLists]· [endif]employment

Business key person and succession insurance are an integral part of succession planning that allows for the efficient and fair realisation of equity between owners of a business, if one business owner dies or needs to leave the business due to illness or disablement. Any business succession plan should facilitate: the transfer of equity between the remaining business owners, certainty that beneficiaries receive their full entitlement for the value of the equity in the busine

The business interruption policy indemnifies the insured for the loss suffered as a result of an interruption or interference to the business by an insured peril resulting in a reduction in gross profit. The business interruption exposure is obviously linked to the underlying property exposure, since the policy is triggered by the property policy. The factors considered in assessing the material damage loss also need to be considered in assessing the business interruption exp

The level of credit card debt is sickening and so many young people, families and older Australians are being inflicted by stress that comes from insurmountable debt. Somehow, we have to rise to the challenge and overcome this burden. If we are to generate real wealth, we need to tackle our credit card debt as a matter of priority. Increasing credit card debt, and associated interest payments are a cancer that is eating away at our society. We must “save our way” out of the p

Understanding your SME risk can be quite a daunting task, no matter how well you know your industry. Using an Insurance Broker can eliminate the risks of assuming you've 'got it covered', leaving you more time to do what you do best! Take this quiz to find out how well you understand your risk and let us know how you scored. CLICK HERE We can also provide a free Risk Profile to evaluate the risks associated with your industry, including real life claims cases, hazard indexing